Nacho Beites

Five Field Notes from Frankfurt When people ask me what the bank of the future looks like, I resist the temptation to show a glossy demo. The answer is not a demo. It is a way of working. It is a mindset that combines purpose, craft and patience. These five notes are the spine of my talk at Kinfos in Frankfurt this week. They are not theories. They are the patterns I see when AI actually lands in teams, processes and customers’ hands. 1) Human at the steering wheel , then human in the loop We...

Over the past months, I have seen something that keeps repeating itself. Many people believe that learning AI  means learning how to use a tool. They think that once they’ve finished a ChatGPT course or tried a few prompts, they “know AI.” But AI is not a tool. It is a colleague . And like any colleague, you need to know what to ask, how to explain it, and how to work together. The real transformation that AI brings is not technical. It is cognitive. The challenge is not to learn how  to use...

From Hallucinations to Scheming: The Next Frontier in AI Risks For the last couple ofyears, the main weakness associated with large...